Why choose us
The role of the broker
We act as an intermediary on behalf of our clients and in line with their needs. Because we are not tied to any insurer, and instead offer the chance to compare a wide range of offers, we constantly strive to find the best solution available on the market. We request specific quotes from each individual insurer so that we can assess which is the most suitable and advantageous for the client. This approach allows us to act 100% in the client’s interest and not in that of a single insurer.
The role of the broker
Non-tied, independent intermediaries
and on the client’s side
Relying on an insurance broker therefore means having access to a wide range of opportunities and to a dedicated personal adviser, able to manage all insurance matters comprehensively and to access the most innovative insurance products on the market. Unlike insurance agents, who are contractually tied to a single insurer, the broker acts independently, thereby providing an intermediary service between the insured and the entire insurance market.
The added value
Advice that goes beyond the policy
The added value LG Swiss Broker can provide also comes from its strong bargaining power with insurers. Combined with constant research, an innovative approach and continuous market monitoring, this can lead to a significant improvement in the insurance, financial and tax conditions of public bodies, businesses and individuals.
Contact us nowBenefits
A single point of contact, backed by a network of specialists.
A team of specialists
At LG Swiss Broker you will find a team of more than 28 in-house professionals holding federal certificates and IAF diplomas, together with 21 external firms and more than 40 affiliated advisers. These experts are constantly kept up to date and supported by the owners, Leonardo and Gabriele Pinoja, who together have more than forty years of experience in the sector.
At your side at every stage
Thanks to our company structure, we can support clients at every step of their insurance journey, assisting with every need. From the initial risk analysis to complete advice on every area of insurance, pensions and tax, we offer a single point of contact that gives access to countless skills and a network of specialists for every insurance sector.
Frequently asked questions
Broker, agent, mandate: let’s clear things up
The questions we are asked most often about what a broker does and how we work.
What exactly does an insurance broker do?
The broker is an independent intermediary working for the client, not for an insurer. The broker analyses risks, compares offers from the different insurers, negotiates the terms and supports the client throughout the life of the contracts, claims included.
What is the difference between a broker and an insurer’s agent?
The agent represents just one insurer and offers its products. The broker represents the client and chooses the best solution from several insurers in terms of need, cover and premium.
How much does it cost to use LG Swiss Broker?
Advice and the comparison of offers carry no direct cost to the client: the broker is paid by the insurers through a commission on the contracts brokered, set out transparently in the mandate.
Do I have to change my policies to work with you?
No. With a brokerage mandate we can take on your existing policies, review them and, where it makes sense, propose alternatives. Changing is always your decision.
What is a brokerage mandate?
It is the document by which you authorise us to represent you with the insurers: it allows us to request quotes, manage your contracts and assist you with claims. You can revoke it at any time.
Are you registered and supervised?
Yes. L+G SA is an untied insurance intermediary entered in the FINMA register (no. F01050310) and operates under the Insurance Supervision Act.
Let’s talk
With LG Swiss Broker you have a reliable partner by your side.
Contact us now to start protecting your future.
Request a consultationOur values
Transparency & integrity
Transparency and integrity are the company pillars that have guided us through more than 100 years of family management, allowing us to offer a high-quality service with close attention to the client.
Our commitment to you does not end with signing a contract: it includes complete management of your insurance package, with monitoring, support and constant assistance, including when a claim occurs.
How we workTransparency: move your cursor and see everything clearlyTransparency: tap and see everything clearly
- Analysis for businesses and individuals
- Working with all insurers
- Personalised advice
- Team experience
- A single point of contact
- Savings in resources and time
- No cost for the services offered